Legal Disclosures

This website, its text, graphics, photos and other content are ©2013, First Covenant Trust and Advisors. All rights reserved. First Covenant Trust and Advisors is a limited liability company organized under the laws of the State of South Dakota and is a Trust Company chartered by the Division of Banking of the State of South Dakota. We adhere to the following Privacy Policy. First Covenant Trust and Advisors is not a law firm and does not provide legal advice; further, neither information on this website nor literature produced by First Covenant Trust and Advisors is intended as, or should be construed as, legal advice. We work in cooperation with, not in lieu of, our clients' attorneys. We urge all visitors to this site and all potential clients to consult with their attorneys and competent tax advisors. Pursuant to IRS Circular 230, any statements contained herein are not intended or written to be used, and cannot be used, by you or any other taxpayer for the purpose of avoiding any penalties that may be imposed by Federal Tax Laws.