This website, its text, graphics, photos and other content are ©2020, First Covenant Trust and Advisors. All rights reserved. First Covenant Trust and Advisors is a limited liability company organized under the laws of the State of South Dakota and is a Trust Company regulated by the South Dakota Division of Banking, the Tennessee Department of Financial Institutions and the North Carolina Office of the Commissioner of Banks. We adhere to the following Privacy Policy. First Covenant Trust and Advisors is not a law firm and does not provide legal advice; further, neither the information on this website nor literature produced by First Covenant Trust and Advisors is intended as, or should be construed as, legal advice. We work in cooperation with, not in lieu of, our clients’ attorneys. We urge all visitors to this site and all potential clients to consult with their attorneys and competent tax advisors.